Farm-Stay Insurances

Following the impacts of COVID-19 and increased popularity of Agri-Tourism within Australia, a significant number of rural locations have elected to commence Farm-Stay styled operations, operating with situations such as Accommodation, Campgrounds, Farm Tours and provision of recreational activities (Animal feeding, Swimming, Mountain Biking, Horse-Riding etc).

Our office has seen several requests from rural locations requesting that their insurance programs be extended to include the recreational activities above. Unfortunately, the general Farm Insurers available within Australia can provide some potential Farm-Stay covers, however will generally exclude covers for recreational activities in nature, however not all intermediaries have been able to identify these exposures to their clients, leaving some operators in the dark regarding the restrictions to their covers and the potential solutions available in the market.

Through our offices strong relationships with insurers, we have been able to provide tailored insurance solutions catering for rural locations looking to conduct the recreational activities noted above with their Farm-Stay style operations.

Via our partner insurers, our office can provide insurance solutions for your general Farm/Rural covers catering for:

Home & Contents

Motor Vehicles

Farm Property

Farm Theft

Farm Liability – Including Farm/Host Stay

Livestock covers

Farm Vehicles/Machinery

& more.

For complex risks which operate within a limited insurance market, such as operations which wish to include Equine/Horse operations at their location, our office is able to work with partnered APRA authorised insurers, and where their cover options are unavailable, or unreasonable, we can further assist via or exclusive UFI facility, leveraging our powerful international insurer relationships to assist with further solutions for these customers.

Our office will require the following information to obtain some potential terms via our partner insurers and exclusive facilities.

We will require:

1. A completed Proposal Form - Contact us below to request our Proposal Form 

2. An up-to-date claims history from your insurer/s for the last 5 years

3. Risk control documentation to identify how you manage your exposures

4. Confirmation if you are currently insured or if you are not.

Once the above information is received, we will be able to source potential terms for you via our partnered insurers. 

If the information required above is not available, we can still potentially assist you. Please contact our office below if you have any further questions.